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Avail HDFC Bank Personal Loan in Delhi NCR instantly
HDFC Bank, being one of the best and convenient loan providers, offers various deals under personal loans in Delhi NCR for varied classes of people like salaried and self-employed professionals who have regular monthly income. By opting for the HDFC Bank Personal Loan in Delhi NCR, you need not worry about any foreclosure or part payment charges.
Especially for the professionals like chartered accountants, doctors, architects, engineers and other professionals, who choose to avail HDFC Bank Personal Loan in Delhi NCR are provided with special schemes by these loan lenders. The bank also has other attractive features like minimal documentation works, and instant approval of loans. Choosing the HDFC Bank Personal Loan in Delhi NCR is also a best decision because they offer a flexible balance transfer facility and it makes a quick retirement from a debt, an easy option.
Further, you can find the features, eligibility criteria and the documents required to avail HDFC Bank Personal Loan in Delhi NCR. By understanding this, you can also make sure that A Loan Advisor, being the top and professional loan providers in Delhi NCR, will assure you an instant loan approval for multiple purposes.
Below are the loan eligibility and other criteria to avail HDFC Bank Personal Loan in Delhi NCR.
HDFC Bank Personal Loan in Delhi NCR – Top Features
- Up to Rs 20 lacs is offered for salaried and self-employed professionals through HDFC Bank Personal Loan in Delhi NCR.
- The interest rate averages between 15% and 24%.
- The flexible loan repayment tenure can be chosen between 12 months and 60 months.
- The repayment of loan is also eased with the EMI (Equated Monthly Instalment) plans.
- No pre-closure charges for the outstanding principal loan amount.
HDFC Bank Personal Loan in Delhi NCR – Eligibility Criteria
Salaried applicants- The age criteria for the loan applicant averages between 21 and 58 years.
- The monthly net income of the applicant should be at least Rs 15,000.
- A minimum of 1 year working history is required for the salaried applicants.
- Self-employed are expected to record at least an annual turnover of Rs 2 lacs.
- The age limit for the self-employed applicants is relaxed between 24 and 65 years.
- A minimum of 2 years of continuous work experience is expected.
HDFC Bank Personal Loan in Delhi NCR – Required Documents
- The applicant must provide ID proof such as a driving license, PAN card, and photo identity card issued by the Government of India, Passport and Voter ID.
- Address proof must be provided such as credit card bills, electriHDFC bill, latest telephone bill, bank statements for 6 months.
- Birth certificate or SSLC/HSLC class passing certificate as age proof.
- Latest salary slips for at least 3 -6 months, Form 16 with current date, employment proof or business continuity proof.
The duly filled application, KYC documents, etc.., are required for the salaried applicants in addition to the above-mentioned documents.
Self-employed applicantsThe proof of income, profit and loss statement, income computation certified by CA need to be provided for becoming eligible in addition to the above mentioned requirements.
By submitting these above-mentioned documents on-time, and by fulfilling the criteria given above, availing the HDFC Bank Personal Loan in Delhi NCR becomes a hassle-free process, especially with A Loan Advisor.
About HDFC BankHDFC Bank is a leading private sector bank providing personal banking services, financial services, credit card distribution, lending arrangements etc.., HDFC bank gives you adequate information and customer support for banking services and financial information.
HDFC Bank Personal Loan in Delhi NCR is available in less interest rates with quick loan approval and full-fledged support. They also provide Earn eDGE loyalty points for Personal Loans in Delhi NCR. Avail now, with the help of a dynamic and ideal loan provider’s help at A Loan Advisor.
